Estimate Scope Overlap and Item Inclusion Algorithms

Updated by Arianne G.

Before uploading an estimate to XactAnalysis, Xactimate checks it for any inconsistencies or possible errors. The events in the Estimate Scope Overlap and Item Inclusion category in Personal Rules are used to notify you when any of these possible inconsistencies or errors remain unresolved after the estimate is uploaded. These events vary by company. The rules below define some of the commonly used metrics for determining possible estimate problems or errors.

To learn more about how to set personal notifications, see Personal Rules.

Estimate Inclusion Issues Algorithms

Any rule in this group
This event is used to notify you when any of the events in the Estimate Scope Overlap and Item Inclusion category are triggered.
Baseboard

Goal: Make us aware of any case where the total lineal footage of base shoe molding is greater than the total lineal footage of perimeter walls.

Rule: If the total linear footage of finish carpentry base trim with cap and shoe (FNC BC* + FNC B6S) and finish carpentry shoe molding (FNC SHOE*) is greater than the total lineal footage of the walls (PF), OR if the total linear footage of finish carpentry base trim with cap and shoe (FNC BC* + FNC B6S) and laminate floor quarter round (FCW LAMQ) is greater than the total lineal footage of the walls (PF), then report.

This rule also checks for removal overlap.
Best Practices: Base Service Charges, Apply O&P?
Goal: Informs user when the number of base service charges meets or exceeds a limit specified by the carrier, and there is no overhead or profit. The user must reduce the number of base service charges, add overhead or profit, or enter a bypass note.

Rule: Too many base service charges have been applied and there is no O&P. It is recommended that you apply O&P.
Best Practices: Labor Trades, Apply O&P?
Goal: Informs user when the number of labor trades meets or exceeds a limit specified by the carrier, and there is no overhead or profit. The user must reduce the number of labor trades, add overhead or profit, or enter a bypass note.

Rule: Too many labor trades are included in this estimate and you have no O&P. It is recommended that you apply O&P.
Deductibles
Goal: Informs user when all applicable deductibles are zero. The user must set the deductibles or enter a bypass note.

Rule: All applicable deductibles are zero. It is recommended that you review the deductibles before completing the estimate.
Door Hardware (Hinges)
Goal: Make us aware of any case where common pre-hung doors are found in the same room with separate listings for hinges.

Rule: If any of these types of pre-hung doors (DOR AV*, DOR BIRCH, DOR BIRCH+, DOR COL, DOR COL+, DOR DUTCH, DOR FR, DOR FR+, DOR FR2, DOR FR2+, DOR LVR*, DOR MAH, DOR MAH+, DOR MAH++, DOR OAK, DOR OAK+, DOR OAK++, DOR PNL, DOR PNL+, DOR PNL++, DOR FRI, DOR FRI+, DOR FRI8 ,DOR FRI82, DOR FRI2,DOR FRI2+) are found in the same room with finish hardware hinges (FNH HING*), then report.
Drywall / Wallpaper

Goal: Make us aware of any case where wallpaper is removed from drywall which is also listed as removed (wallpaper should come off with drywall without additional effort).

Rule: If the combination of drywall removal and/or wallpaper removal (DRY * - (Remove) + WPR * - (Remove) (Except WPR RMV)) from the walls and ceiling is greater than the square footage of the walls and ceiling (WC) in a room, and drywall and wallpaper are both being removed from the room, then report.

WPR RMV is excluded from this rule.
Exterior Door & Lockset
Goal: Make us aware of any case where the number of exterior doors does not match the number of exterior locksets.

Rule: If DOR ALDPX*, DOR DUTCH*, DOR FRX*, DORSD3*, DORSD4*, DOR X-, DOR X, DOR X+, DOR X++, DOR X+++, DOR X8, DOR X8+, DOR X8++,DOR X8+++, DOR XG, DOR XPD*, DOR XSM or DOR XSM+ exists in a room without FNH DORHX* or FNH DBX* (Except R (Detach and Reset) the R activity should not flag a result in any situation) DOR XPDRS, DOR XPD8RS and FNH DORHRS)), then report.
Factor and Type of Loss
Goal: Informs user when a coverage factor is greater than zero, and the type of loss is not among the types of loss approved by the carrier to allow a coverage factor. The user must change either the type of loss or factor or enter a bypass note.

Rule: This estimate has a factor greater than zero in a type of loss where that is not allowed. Please consider changing the factor or type of loss or enter a bypass note.
Flooring Removal

Goal: Make us aware of any case where flooring waste is included in the removal quantity (no need to remove waste material - applies to replace/installation only).

Rule: If the total square footage (SF) of vinyl floor removal (FCV * - (Remove) except FCV UL*, FCV AVALR), resilient floor removal (FCR* - (Remove)), wood floor removal (FCW* - (Remove) except FCW GADDC, FCW GADDW, FCW FS*, FCW BARR*, and FCW US*), tile floor removal (FCT* - (Remove) except FCT B*, FCT CNCRM, FCT US*, and FCT UC*), stone floor removal (FCS* - (Removal)), carpet removal (FCC * - (Remove) except FCC NFCPPAD, FCC PAD*, FCC PFE, FCC PRE3/8),

OR carpet pad removal (FCC PAD* - (Remove)) + (FCC PFE - (Remove)) + (FCC PRE3/8 - (Remove))

OR underlayment and vinyl removal (FRM UL* - (Remove) and FCV* - (Remove) except FCV AVPR, FCV AVALR)

exceeds the square footage of flooring (F) in the room, then report.

FCV AVALR (Tear out additional layer of vinyl floor covering) is excluded from this rule.
Flooring Waste
Goal: When the waste rule is set to run automatically, waste is automatically added to carpet and vinyl flooring items. When the waste rule is set to run manually, the user is given the opportunity in the waste form to add a custom waste percentage to each applicable item, or to add the default waste percentage specified by the carrier.

Rule: Flooring items exist that should have waste. It is recommended that you run the waste tool to add the appropriate waste to the items.
General Contractor Overhead and Profit
Goal: Informs user when General Contractor's Overhead and Profit (GCO&P) has not been included in the estimate. The user must review the General Contractor's Overhead and Profit and determine if it should be included as per Operational Guidelines.

Rule: General Contractor's Overhead and Profit (GCO&P) has not been included in your estimate. Please review to determine if General Contractor's Overhead and Profit should be included as per our Operation Guides.
Incomplete Forms
Goal: Informs user when an invoice update is needed. If Invoice, Claim Summary, and Damage forms are all more current than the last time the estimate changed to in progress, then an update is not needed. This rule is for estimates with a type of loss other than hail or wind. The user must update the invoices before completing the estimate.

Rule: One of the following forms has not been completed: Vendor Invoice and Claim Summary. It is recommended that you review this information before completing the estimate.
Incomplete Forms (Type of Loss Hail or Wind)
Goal: Informs user when an invoice update is needed. If Invoice, Claim Summary, and Damage forms are all more current than the last time the estimate changed to in progress, then an update is not needed. This rule is specifically for estimates with a type of loss of hail or wind. The user must update the invoices before completing the estimate.

Rule: One of the following forms has not been completed: Vendor Invoice, Claim Summary, and Damage Evaluation. It is recommended that you review this information before completing the estimate.
Interior Door & Lockset

Goal: Make us aware of any case where the number of interior doors does not match the number of interior locksets.

Rule: If the number of doors in a room, (DOR ALDP, DOR ALDP-, DOR ALDP8*, DOR ALDPD, DOR ALDPR, DOR AV*, DOR MAH*, DOR OAK*, DOR PNL*, DOR COL*, DOR FRI*, DOR BIRCH*, DOR LVR*, DOR WDB*, DOR WDL*, DOR WDO*, DOR WDP*), does not match the number of locksets in the room, (FNH DORH-, FNH DORH, FNH DORH+, FNH DORH++, FNH DORH+++, FNH DORHRS, FNH LOK* and FNH DORDH*), then report.

DOR FRRS and DOR FR2RS are excluded from this rule.
Pocket Door & Lockset
Goal: Make us aware of any case where a pocket door and a separate entry for a lockset exist in the same room.

Rule: If a pocket door (DOR PKT*) and door hardware (FNH DORH*) exist in the same room, then report. (Except where an interior door also exists (DOR ALDP, DOR ALDP-, DOR ALDP8*, DOR ALDPD, DOR ALDPR, DOR AV*, DOR MAH*, DOR OAK*, DOR PNL*, DOR COL*, DOR FRI*, DOR BIRCH*, DOR LVR*, DOR WDB*, DOR WDL*, DOR WDO*, DOR WDP*)
Remove Sink & Hardware
Goal: Make us aware of any case where removing a faucet and/or garbage disposer is used in the same room as removing a sink (removing faucet and disposer takes no additional effort).

Rule: If removing a faucet item or garbage disposer (PLM FAU* - (Remove), or APP GD* - (Remove)) are used in the same room as removing a sink (PLM SNK* - (Remove)) then report.
Remove Toilet & Seat
Goal: Make us aware of any case where removing a toilet is used in the same room as removing a toilet seat (removing toilet seat takes no additional effort).

Rule: If removing a toilet (PLM TLT* - (Remove)) is used in the same room as removing a toilet seat (PLM TLTS* - (Remove)) then report.
Reset Doors & Hardware
Goal: Make us aware of any case where detaching and resetting a door is used in the same room as detaching and resetting any type of hardware mounted to the door (resetting door hardware takes no additional effort).

Rule: If detaching and resetting a door (DORAV* R (Reset) or DOR BIRCH* R (Reset) or DORCOL* R (Reset) or DOR FR* R (Reset) or DOR FR2RS or DOR FRRS or DOR LVR* R (Reset) or DOR MAH* R (Reset) or DOR OAK* R (Reset) or DOR WDB* R (Reset) or DOR WDL* R (Reset) or DOR WDO* R (Reset) or DOR X- R (Reset) or DOR X R (Reset) or DOR X+ R (Reset) or DOR X++ R (Reset) or DOR X+++ R(Reset) or DOR XSM R (Reset) or DOR XSM+ R (Reset) or DOR XRS or DOR DUTCH R (Reset) or DOR DUT-RS or DORDOR-RS or DORDORRS) is used in the same room as resetting any type of hardware mounted to the door (FNH D* R (Reset) or FNH DORHRS or FNH HOLD R (Reset) or FNH HOLDRS or FNH KICK R (Reset) or FNH KICKRS or FNH KNOCK* R (Reset) or FNH KNOCKRS or FNH PEEP* R(Reset) or FNH PEEPRS or FNH PH* R (Reset) or FNH PU* R(Reset)) then report.
Reset Int. Trim
Goal: Make us aware of any case where total LF of staining and finishing trim, plus the resetting of trim exceeds the room's LF perimeter (PF) measurement.

Rule: If the total LF sum of staining and finishing baseboard (PNT BS, PNT BS>) plus the LF of baseboard being detached and reset within a room (FNCB* R (Reset), or FNC BRS, or FNC BRS>) exceeds the perimeter of floor measurement of the room. OR if the total LF sum of staining and finishing chair rail (PNT CHRS) plus the LF of chair rail detached and reset within a room (FNC CHR* R (Reset), or FNC CHRRS) exceeds the perimeter of floor measurement of the room. OR if the total LF sum of staining and finishing crown molding (PNT CWNS) plus the LF of crown molding being detached and reset within a room (FNC CWN* R (Reset), or FNC CWNRS) exceed the perimeter of ceiling measurement of the room, then report.
Reset Light Fixtures
Goal: Make us aware of any case where detaching and resetting a hanging or recessed light fixture and/or ceiling fan has been used in conjunction with painting of the ceiling.

Rule: If detaching and resetting a ceiling mounted light fixture or ceiling fan (LIT AV* R (Reset) or LIT CHAN* R (Reset) or LIT CHANRS or LIT CHANCRS or LIT FN* R (Reset) or LIT FNRS or LIT HG* R (Reset) or LIT POR* R (Reset) or LIT PORRS or LIT RC* R (Reset) or LIT RCRS or LIT RS or LIT RS> or LIT RS>> or LIT SPOT* R (Reset) appears in the same room with ceiling painting (PNT AC*, PNT AWN, PNT P, PNT P2, PNT SP, PNT SP2, PNT SP2+, PNT S, PNT S2, PNT S3, PNT P+, PNT P2+, PNT S+, PNT S++, or PNT FAUX*) then report, except when removing and replacing drywall on the ceiling DRY 1* & (Remove and Replace) (WC or C variable) or DRY 5/8* & (Remove and Replace) (WC or C variable).
Reset Sink & Hardware

Goal: Make us aware of any case where detaching and resetting a faucet is used in the same room as detaching and resetting a sink (these processes should be combined as they take no additional effort).

Rule: If detaching and resetting a faucet item (PLM FAU* R (Reset), or PLM FAURS is used in the same room as resetting a sink (PLM SNK* R (Reset) or PLM SNKRS or PLM SNKDRS) then report.

Garbage Disposal items (APP GD* R (Reset) or APPGDRS) are excluded from this rule.
Reset Toilet & Seat
Goal: Make us aware of any case where detaching and resetting a toilet is used in the same room as detaching and resetting a toilet seat (resetting toilet seat takes no additional effort).

Rule: If detaching and resetting a toilet (PLM TLT* R (Reset), or PLM TLTRS) are used in the same room as resetting a toilet seat (PLM TLTS* R (Reset) or PLM TLTSRS) then report.
Roof Felt Overlap
Goal: Make us aware of any case where roof covering is included and roofing felt is also included.

Rule: If the following roofing codes exist on the same roof surface with a separate entry for roofing felt (RFG 220, RFG 240, RFG 250TL, RFG 280, RFG 300, RFG 400, RFG 400I, RFG 500, RFG 500-, RFG 500SL, RFG 500I, RFG CSH, RFG CSL, RFG SLATE*, RFG TIL, RFG TIL+, RFG TIL++, RFG TIL-, RFG WSHK, RFG WSHK+, RFG WSHKR, RFG WSHKR+, RFG WSTP, or RFG WSTPR exist with RFG FELT*), then report.
Roofing

Goal: Make us aware of any case where roof covering waste is included in the quantity of roof covering to be removed (waste material applies to replace/installation only).

Rule: If the quantity of roofing removal equals or exceeds the quantity of roofing replacement [RFG 2* - (Remove) (Except RFG 220E, 240E, 250 TLE and 280E) + RFG 3* - (Remove) (Except RFG 300E) + RFG 4* - (Remove) (Except RFG 400E and 400IE) + RFG 5* - (Remove) (Except RFG 500E-, 500E, 500IE and 500SLE) exceeds or equals [RFG 2* + (Replace) (Except RFG 220E, 240E, 250 TLE and 280E) + RFG 3* + (Replace) (Except RFG 300E) + RFG 4* + (Replace) (Except RFG 400E and 400IE) + RFG 5* + (Replace) (Except RFG 500E-, 500E, 500IE and 500SLE) or if RFG WS* - (Remove) (Except RFG WSHKE, WSHKE+, WSHKRE, WSHKRE+, WSTPE, WSTPRE, WSRMV and WSRMVN) exceeds or equals RFG WS* + (Replace) (Except RFG WSHKE, WSHKE+, WSHKRE, WSHKRE+, WSTPE, WSTPRE, WSRMV and WSRMVN) or if RFG CSH - (Remove) + RFG CSL - (Remove) + RFG SLATE* - (Remove) + RFG STIL* - (Remove) + RFG T* - (Remove) (Except RFG TILE-, TILE, TILE+ and TILE++) exceeds or equals RFG CSH + (Replace) + RFG CSL + (Replace) + RFG SLATE* + (Replace) + RFG STIL* + (Replace) + RFG T* + (Replace) (Except RFG TILE-, TILE, TILE+ and TILE++) or if RFG 2* & (Remove and Replace) (Except RFG 220E, 240E, 250 TLE and 280E) or RFG 3* & (Remove and Replace) (Except RFG 300E) or RFG 4* &(Remove and Replace) (Except RFG 400 E and 400IE) or RFG 5* & (Remove and Replace) (Except RFG 500E-, 500E, 500IE and 500SLE) or RFG CSH &(Remove and Replace) or RFG CSL &(Remove and Replace) or RFG SLATE* &(Remove and Replace) or RFG STIL* &(Remove and Replace) or RFG T* & (Remove and Replace) (Except RFG TILE-, TILE, TILE+ and TILE++) o r RFG WS* & (Remove and Replace) (Except RFG WSHKE, WSHKE+, WSHKRE, WSHKRE+, WSTPE, WSTPRE, WSRMV and WSRMVN) or if RFG BI (Remove) + RFG BU3 (Remove) + RFG BU4 (Remove) + RFG BU5 (Remove) + RFG BUG (Remove) exceeds RFG BI (Replace) + RFG BU3 (Replace) + RFG BU4 (Replace) + RFG BU5 (Replace) + RFG BUG (Replace) then report.

RFG WSRMV and RFG WSRMVN (tear off of wood shingles) are excluded from this rule.
Roofing Depreciation with ACV endorsement
Goal: Some insurance policies are written with endorsements that limit settlement for roof damage claims to non-recoverable depreciation only - no replacement benefits apply. Adjusters should not provide an estimate with no depreciation applied nor with recoverable depreciation.

Rule: This policy has an ACV roof endorsement. Roofing items exist that may require non-recoverable depreciation. Please review the policy, age/condition of the roofing items, and the estimate to ensure depreciation is applied appropriately.
Upgrade Items
Goal: Notifies the user when the estimate contains upgrade items with a total amount that is less than the item(s) they upgrade. These upgrade items will not contribute to the estimate totals and may result in inaccuracies. The user should correct or remove these items or carefully review the estimate totals.

Rule: Notifies the user when the estimate contains upgrade items with a total amount that is less than the item(s) they upgrade. These upgrade items will not contribute to the estimate totals and may result in inaccuracies. The user should correct or remove these items or carefully review the estimate totals.
Vendor Invoice Supplements
Goal: Informs user when a supplemental invoice references an invoice which does not exist. The user must remove the orphaned invoice.

Rule: Estimate contains Vendor Invoice Supplements for which there are no original Vendor Invoices. Please correct these supplemental estimates before completing the estimate.
Visit Base Service Charges Tab
Goal: Notifies user that the Base Service Charges tab in Estimate Items has not yet been visited. Once the user has reviewed the Base Service Charges, the result is eliminated, regardless of whether changes are made or not.

Rule: The Base Service Charges tab in Estimate Items has not yet been visited. Please review the Base Service Charges shown below and make changes if needed.
Zero Quantity or Unit Cost
Goal: Informs user when the quantity or unit cost of any item is 0. The user must adjust the quantity or unit cost or enter a bypass note.

Rule: Items have a quantity or unit cost of zero. It is recommended that you increase the quantity or unit cost of the items in question.

Estimate Audit Algorithms

Base Trim

Goal: Make us aware of any case where the lineal footage of base trim is greater than the total lineal footage of walls.

Rule: If the lineal footage (LF) of base trim (FCW LAMB, FCV COVE*, FCV CB*, FNC B, FNC B+, FNC B3*, FNC B6*, FNC BC*, FNC BH*, FNC BP*, FNC B2M*, FNC B4*, MBL B, and WTR TRI* except WTR TRIMT*) is greater than the total lineal footage of walls as defined by the (PF) variable in a room, then report.

If the lineal footage (LF) of base trim (FCW LAMB, FCV COVE*, FCV CB*, FNC B, FNC B+, FNC B3*, FNC B6*, FNC BC*, FNC BH*, FNC BP*, FNC B2M*, FNC B4*, MBL B, WTR BASE, WTR BASEA, WTR BASEB and WTR BASEBA) is greater than the total lineal footage of walls as defined by the (PF) variable in a room, then report.

WTR TRI* items have been replaced with WTR BASE, WTR BASEA, WTR BASEB, and WTR BASEBA.
Best Practices: Base Service Charges, Remove O&P?
Goal: Informs user when overhead and/or profit exist in an estimate where the number of base service charges is less than a limit specified by the carrier. The user must increase the number of base service charges, remove overhead or profit, or enter a bypass note.

Rule: Too few base service charges were applied, and you have O&P. It is recommended that you remove O&P.
Best Practices: Labor Trades, Remove O&P?
Goal: Informs user when overhead and/or profit exist in an estimate where the number of labor trades is less than a limit specified by the carrier. The user must increase the number of base labor trades, remove overhead or profit, or enter a bypass note.

Rule: Too few labor trades are included in this estimate, and you have O&P. It is recommended that you remove O&P.
Bifold Doors
Goal: Make us aware of any case where a "bifold door" and "bifold door track and hardware" are present in the same room.

Rule: If (DOR BF, DOR BF+, DOR BF++, DOR BF-, DOR BF<, DOR BF<+, DOR BF<++, DOR BF<-, DOR BFLVR, DOR BFLVR<, DOR BFMIR, DOR BFMIR+, DOR BFMIR<, DOR BFMIR<+, DOR BFPNL, DOR BFPNL<) exist in the same room as (FNH BFT), then report.
Business Property
Goal: Make us aware of any business property items that are attributed to the incorrect coverage or sublimit.

Rule: If business property items seem to be attributed to the incorrect coverage or sublimit, then report.
Cabinets

Goal: Make us aware of any case where the total lineal footage of wall and full height cabinets or the total lineal footage of base and full height cabinets is greater than the lineal footage of the walls in a room.

Rule: If the total lineal footage (LF) of wall and full height cabinets (CAB UP* + CAB FFHC + CAB FU* + CAB FH*) or the total lineal footage (LF) of base and full height cabinets (CAB LOW* + CAB FL* + CAB VAN* + CAB FH* + CAB FFHC) is greater than the lineal footage of the walls (PF) in a room, then report.

This rule also checks for removal overlap.
Ceiling Tile

Goal: Make us aware of any case where the total square footage of acoustic ceiling tile is greater than the square footage of the ceiling in a room.

Rule: If the total square footage (SF) of acoustic ceiling tile (ACT AV* + ACT LP* + ACT ST- + ACT ST + ACT ST+ + ACT ST++ + ACT STRS + ACT STG* + ACT TIN* + DRY AC* or ACT FUR or ACT SG* + ACT STG*) is greater than the square footage of the ceiling (C) in a room, then report.

This rule also checks for removal overlap.
Chair Rail

Goal: Make us aware of any case where the lineal footage of chair rail is greater than the total lineal footage of wall perimeter in a room.

Rule: If the lineal footage (LF) of finish carpentry chair rail (FNC CHR*) is greater than the total lineal footage of walls (PF) in a room, then report.

This rule also checks for removal overlap.
Contents
Goal: Make us aware of any case where more than 1 contents manipulation charge occurs in a room.

Rule: If there is more than 1 contents manipulation charge (CON ROOM*) in a single room then report.
Coverage Limit Exceeded
Goal: Notifies the user when the Coverage Policy Limit(s) has been exceeded. If the Limit is not modified the estimate total will be reduced, not to exceed the policy limit.

Rule: Notifies the user when the Coverage Policy Limit(s) has been exceeded. If the Limit is not modified the estimate total will be reduced, not to exceed the policy limit.
Coverage Name
Goal: Informs the user when a coverage name is blank. The user must enter a name for the coverage.

Rule: Informs the user when a coverage name is blank. The user must enter a name for the coverage.
Crown Molding

Goal: Make us aware of any case where the lineal footage of ceiling trim is greater than the total lineal footage of ceiling perimeter in a room.

Rule: If the lineal footage (LF) of finish carpentry ceiling trim (FNC CWN*) is greater than the total lineal footage of ceiling (PC) in a room, then report.

This rule also checks for removal overlap.
Deductible Greater Than Policy Limit
Goal: Informs the user when the deductible is greater than the policy limit. The user must reset either the deductible or policy limit.

Rule: Informs the user when the deductible is greater than the policy limit. The user must reset either the deductible or policy limit.
Door Hardware (Removal)
Goal: Make us aware of any case where doors are listed for removal in the same room where door hardware (which should come off with the door without added effort) is also listed for removal.

Rule: If the removal of any door line item (DOR * - (Remove)) and the removal of any finish hardware line item for doors (FNH CDB* (Remove) , FNH D* - (Remove) (Except FNH DSTP*) or FNH HOLD* - (Remove) or FNH KICK* - (Remove) or FNH KNOCK* - (Remove) or FNH LOK* (Remove), FNH PEEP* - (Remove) or FNH PH* - (Remove) or FNH PU* - (Remove)) is found in the same room, then report.
Drywall / Plaster
Goal: Make us aware of any case where the total square footage of finished drywall, drywall texture, and/or plaster is greater than the square footage of the walls and ceilings in a room.

Rule: If the total square footage (SF) of drywall and/or plaster (DRY 1/2, DRY 1/2+, DRY 1/2++, DRY 1/2OP, DRY 1/4*, DRY 5/8, DRY 5/8+, DRY 5/8++, DRY 5/8C, DRY TEX*, PLA 2, PLA APG, PLA APM, PLA G2, PLA M2, PLA M3, PLA THIN, and PLA THING) is greater than the square footage of the walls and ceilings (WC) in a room, then report.
Drywall / Plaster for Un-dimensioned Room

Goal: Make us aware of any case where finished drywall, drywall texture, and/or plaster have been used in an un-dimensioned room.

Rule: If drywall and/or plaster (DRY 1/2, DRY 1/2+, DRY 1/2++, DRY 1/2OP, DRY 1/4*, DRY 5/8, DRY 5/8+, DRY 5/8++, DRY 5/8C, DRY TEX*, PLA 2, PLA APG, PLA APM, PLA G2, PLA M2, PLA M3, PLA THIN, and PLA THING) exists in a room and the square footage of the walls and ceilings (WC) is zero, then report.

This rule also checks for removal overlap.
Duplicate Dumpster with Roofing Removal
Goal: Informs user when a separate dumpster item and a "tear off, haul, and dispose" roofing item exist in the estimate. The user must remove the separate dumpster item, change the roofing item to one that does not include hauling off the removed material, (no haul off), or enter a bypass note.

Rule: Informs user when a separate dumpster item and a "tear off, haul, and dispose" roofing item exist in the estimate. The user must remove the separate dumpster item, change the roofing item to one that does not include hauling off the removed material, (no haul off), or enter a bypass note.
Duplicate Minimums
Goal: Make us aware of any case where multiple "Minimum Charge" items which use the same labor code exist in the estimate.

Rule: If more than one minimum charge *MN exists in the estimate with the same labor code, then report.
ECS Download
Goal: Informs user when ECS Download has not yet been completed for the estimate. To download, the user must click on the ECS Download button in the inspection window.

Rule: Informs user when ECS Download has not yet been completed for the estimate. To download, the user must click on the ECS Download button in the inspection window.
Excessive Minimum Charges
Goal: Informs user when the total number of minimum charges existing in the estimate is equal to, or exceeds the limit set by the carrier. The user must reduce the excess minimum charge items or enter a bypass note.

Rule: There are excessive minimum charge items. It is recommended that you reduce the number of minimum charges.
Exterior Lockset & Deadbolt
Goal: Make us aware of any case where an "exterior lockset" or "deadbolt" and an "exterior lockset with deadbolt" are present in this room. These items should not exist in the same room.

Rule: If (FNH DORHX*, FNH DB-, FNH DB, FNH DB+ or FNH DB++, FNH DBRS) exist in the same room as FNH DBX*, then report.
Firearms
Goal: Make us aware of any firearms that are attributed to the incorrect coverage or sublimit.

Rule: If firearms seem to be attributed to the incorrect coverage or sublimit, then report.
Floor Calculation
Goal: Informs user when the Sketch flooring wizard was not used to add flooring items: If flooring items are entered with a variable other than FLR_RPL (for replace items), or FLR_RMV (for remove items), then the Sketch flooring wizard was not used, and the items were entered manually. The user must re-enter the flooring items through the wizard or enter a bypass note.

Rule: Flooring items are required to use a flooring algorithm in the calculation. It is recommended that you use "FLR_RPL" for the replace action, and "FLR_RMV" for the remove action on flooring items.
Flooring

Goal: 

  1. Make us aware of any case where the total square footage of vinyl tile, stone, ceramic, or slate tile, and wood flooring in a room is greater than the square footage of flooring. These items are estimated, and sold on a square foot basis, and include waste within the line item price.
  2. Make us aware of any case where the total square footage of carpet and/or vinyl sheet goods found in a room is greater than the total square footage of floor area * 1.15 (15% greater than room size). The industry standard for estimating with flooring which is purchased off a "roll" is to account for waste by increasing the quantity of the item. The percentage of increased quantity should vary depending on room size, shape, and complexity of any patterns in the flooring. And while in some cases needs to exceed 15%, this is just a general guideline.
  3. Make us aware of any case where the waste for sheet good items (carpet and vinyl) exceeds 15% in rooms where a combination of sheet good and square foot flooring items are used.

Rule: If the total square footage (SF) of vinyl tile, plus stone tile, plus ceramic tile, plus slate tile, plus wood flooring (FCR TA*, FCR TFU, FCR TRU, FCR TV*,FCV RT*, FCV V*, FCS AV*, FCS MBL*(except FCS MBLP), FCS SLATE*, FCS TZ*(except FCS TZBRASS and FCS TZCLR), FCT AV*,FCT QT*, FCT TRAV, FCW AV*,FCW CHE*, FCW FIR*, FCW HIK*, FCW LAM*, FCW M*(except FCW MASKSF), FCWNFCP*, FCW OPL, FCW PQ*, FCW SOFT*, FCW WPQ*, FCW BAM*) or FCW PQ*, FCW WPQ* and FCW GAD* in a room is greater than the square footage (F) of flooring, then report.

OR if the total square footage (SF) of carpet, plus vinyl sheet goods (FCC AV*(except FCC AVB), FCC CP*, FCC GD*, FCC I/O*, FCC LAY*, FCC LP*, FCC NFCP, FCC WOOL*, FCV AV*, FCV NFCP) in a room is greater than the square footage (SF) of floor area * 1.15 then report.

OR if the total square footage of (SF) vinyl tile, plus stone tile, plus ceramic tile, plus slate tile, plus wood flooring (FCR TA*, FCR TFU, FCR TRU, FCR TV*,FCV RT*, FCV V*, FCS AV*, FCS MBL*(except FCS MBLP), FCS SLATE*, FCS TZ*(except FCS TZBRASS and FCS TZCLR), FCT AV*,FCT QT*, FCT TRAV, FCW AV*, FCW CHE*, FCW FIR*, FCW HIK*, FCW LAM*, FCW M*(except FCW MASKSF), FCWNFCP*, FCW OPL, FCW PQ*, FCW SOFT*, FCW WPQ*, FCW BAM*) plus carpet, plus vinyl sheet goods (FCC AV*(except FCC AVB), FCC CP*, FCC GD*, FCC I/O*, FCC LAY*, FCC LP*, FCC NFCP, FCC WOOL*,FCV AV*, FCV NFCP ) is greater than the area of the room plus the square footage of all carpet and vinyl sheet items * .15 then report.

Ice Water Shield and Felt Overlap Exceeds Area of Roof
Goal: Informs user when the total amount of ice and water shield items and roof felt items exceed the square footage of the roof. The user must decrease or eliminate one or more of the items in question or enter a bypass note.

Rule: The square feet of ice & water shield items and roofing felt exceed the area of roof. It is recommended that you decrease or eliminate one or more of the items in question.
Items not covered by FEMA Flood policy
Goal: Informs the user when items exist in a basement that may not be covered by a FEMA Flood policy. The user is encouraged to review the items in the basement.

Rule: Items exist in a basement that may not be covered by a FEMA Flood policy. Please review the items in the basement.
Jewelry
Goal: Make us aware of any jewelry items that are attributed to the incorrect coverage or sublimit.

Rule: If jewelry items seem to be attributed to the incorrect coverage or sublimit, then report.
Large Quantity
Goal: Make us aware of any Contents items that have a large quantity

Rule: If a Contents item has a quantity greater than or equal to ten, then report.
Minimum Charge Item and Another Item of the Same Category Ex
Goal: Informs user when a minimum charge item for a given category and an item of the same category exist in the estimate. The user must remove the minimum charge item or enter a bypass note.

Rule: A minimum item and another item of the same category have been added to the estimate. It is recommended that you remove the minimum charge item.
Money
Goal: Make us aware of any "money" items that are attributed to the incorrect coverage or sublimit.

Rule: If "money" items seem to be attributed to the incorrect coverage or sublimit, then report.
Overhead & Profit
Goal: Informs user when there are specific line item categories (specified by the carrier), that exist in the estimate with overhead or profit applied to the items. The user must remove the overhead and profit from the specified category items or enter a bypass note.

Rule: Overhead or Profit exists on items belonging to a category which has been specified should not have Overhead or Profit. Please review the Overhead and Profit for these items.
Policy Limit & Deductible
Goal: Informs user when a policy limit or deductible has not been set for 'Building' or 'Personal Property' coverage types. The user must set the policy limit and deductible for these coverage types.

Rule: Informs user when a policy limit or deductible has not been set for 'Building' or 'Personal Property' coverage types. The user must set the policy limit and deductible for these coverage types.
Policy Type is Empty
Goal: Informs the user when a policy type has not been selected.

Rule: Informs the user when a policy type has not been selected.
Restored Drywall Overlap
Goal: Make us aware of any case where a non-salvageable drywall tear out item and a drywall removal item of the same square footage exist in the same room.

Rule: If the square footage (SF) of a non-salvageable drywall tear out item (WTRDRYW* Except WTRDRYWG*) equals the square footage (SF) of another drywall removal item in the same room (DRY * - (Remove)), then report.
Restored Flooring Overlap
Goal: Make us aware of any case where a non-salvageable flooring tear out item and a flooring removal item of the same flooring type and same square footage exist in the same room.

Rule: If the square footage (SF) of a non-salvageable carpet tear out item (WTRFCC*) equals the square footage (SF) of another carpet removal item in the same room (FCC* - (Remove) except FCC PAD*, FCC PFE, FCC PRE3/8),

OR the square footage (SF) of a non-salvageable vinyl floor tear out item (WTRFCV*) equals the square footage (SF) of another vinyl floor removal item in the same room ((FCV ULVR - (Remove), FCV* - (Remove) except FCV AVALR, FCV UL*)),

OR the square footage (SF) of a non-salvageable wood floor tear out item (WTRFCW* except WTR FCWL*) equals the square footage (SF) of another wood floor removal item in the same room (FCW* - (Remove) except FCW GADD*, FCW FS*, FCW BARR*, FCW LAM, FCW LAM-, FCW LAM+, FCW LAMSL, FCW LAMSL-, FCW LAMSL+, FCW NFCPLAM, FCW NFCPSN, FCW UC*, and FCW US*),

OR the square footage (SF) of a non-salvageable laminate floor tear out item (WTR FCWL*) equals the square footage (SF) of another laminate floor removal item in the same room (FCW NFCPLAM - (Remove), FCW NFCPSN - (Remove), FCW LAM* - (Remove) except FCW LAMTD*), then report.
Rewire/Rough Plumbing
Goal: Make us aware of any case where square footage of Rewire or Rough Plumbing is greater than the total square footage of the room.

Rule: If the square footage (SF) of Rewire (ELE REWIR*) or the square footage (SF) of Rough Plumbing (PLM ROUGH*) is greater than the total square footage of the room, then report.
Roof - Gable/Gambrel Waste
Goal: This rule checks roofing items (Composition Shingles, Wood Shakes, Tile, Slate, Membrane, Roll, Misc., etc.) applied to Gable/Gambrel roof clusters. If the waste factor added in the calculation or using the item property editor is anything but the setting specified by the carrier, then a result occurs. 'Add' and 'replace' activities are affected by this rule. The user must adjust the waste factor or enter a bypass note.

Rule: Roofing items applied to a Gable/Gambrel roof are required to have a specific % waste. It is recommended that you add the correct % waste to this item using the item property editor or as a factor in the calculation.
Roof - Hip/Dutch Hip Waste
Goal: This rule checks roofing items (Composition Shingles, Wood Shakes, Tile, Slate, Membrane, Roll, Misc., etc.) applied to roof clusters that contain at least one Hip or Dutch Hip roof. If the waste factor added in the calculation or using the item property editor is anything but the setting specified by the carrier, then a result occurs. 'Add' and 'replace' activities are affected by this rule. The user must adjust the waste factor or enter a bypass note.

Rule: Roofing items applied to a Hip/Dutch Hip roof are required to have a specific % waste. It is recommended that you add the correct % waste to this item using the item property editor or as a factor in the calculation.
Roof - No Waste
Goal: This rule checks roofing items (Composition Shingles, Wood Shakes, Tile, Slate, Membrane, Roll, Misc., etc.) for waste factors. If no waste factor is added in the calculation or using the item property editor then a result occurs. Add and replace activities are affected by this rule. The user must add waste to the items in question or enter a bypass note.

Rule: There is no waste applied to a roofing item. It is recommended that you apply waste to roofing items using the item property editor or as a factor in the calculation.
Seal & Paint
Goal: Make us aware of any case where the total square footage of separate seal and paint line items, or separate seal and paint line items combined with line items containing both seal and paint exceeds the area of the walls and ceilings in the room.

Rule: If the quantities of (PNT P, PNT P2) or (PNT S, PNT S+, PNT S++, PNT S2, or PNT S3) exceed the total square footage of WC in the room, or if any combination of separate seal or paint items exist in the same room as (PNT SP, PNT SP2, or PNT SP2+) and the total square footage is more than WC, then report.
Securities/Documents
Goal: Make us aware of any securities/documents that are attributed to the incorrect coverage or sublimit.

Rule: If securities/documents seem to be attributed to the incorrect coverage or sublimit, then report.
Tax Jurisdiction is Empty
Goal: Informs the user when a tax jurisdiction has not been selected.

Rule: Informs the user when a tax jurisdiction has not been selected.
Top Rail
Goal: Make us aware of any case where the amount of chain link fence top rail exactly matches the amount of chain link fence since chain link fencing already includes top rail.

Rule: If chain link top rail (FEN CLTOPR) appears in the same room as chain link fencing (FEN CL3, FEN CL4, FEN CL5, FEN CL6, FEN CL7) or vinyl coated chain link fence (FEN CLV*) and the total lineal footage (of FEN CLTOPR) is the same as the total lineal footage of the fencing items, then report.
Underlayment
Goal: Make us aware of any case where the total square footage of underlayment is greater than the square footage of floors in a room.

Rule: If the total square footage (SF) of flooring underlayment (FCV UL1/4*, FCV UL3/8*, FCV UL1/2*, FRM UL1/4*, FRM UL3/8*, and FRM UL1/2*) is greater than the square footage of floors (F) in a room, or the total square footage (SF) of sub-floor (FCV UL5/8*, FCV UL3/4*, FRM UL5/8*, and FRM UL3/4*) is greater than the square footage of floors (F) in a room, then report.
Unit Cost of High Dollar Item Has Been Modified
Goal: Informs user when an item's unit cost has been modified and exceeds a threshold value specified by the carrier. The user must remove the item, reduce the unit cost, or enter a bypass note.

Rule: The unit cost of an item has been modified and exceeds the carrier's threshold. It is recommended that you review the unit cost of the item in question.
Wall Covering

Goal: Make us aware of any case where the total square footage of wall coverings such as wallpaper, paneling, wall tile, and painting is greater than the square footage of the walls and ceilings in a room.

Rule: If the total square footage (SF) of wallpaper, paneling, wall tile, and painting (WPR AV*, WPR FOIL*, WPR GRASS*, WPR V*, PNL AV*, PNL B*, , PNL CLOS*, PNL CORK*, PNL FORM*, PNL GREASE*, PNL, PEG, PNL SPNL*, PNL SS*, PNL STOR*, PNL SWR*, PNL TECTRUM, PNL TUB*, PNL TG*, PNL WP*, TIL AV*, TIL GROUT, TIL PL, PNT AC, PNT ACT, PNT CNC, PNT P, PNT P2, PNT S2, PNT S3, PNT SG, PNT SH, PNT SDG, PNT SP, PNT SP2*, PNT STU, PNT TEX, PNT WPR, PNT X1, PNT X2, PNT XS, PNT XSP, PNT XSP2, PNT BRK, PNT FAUX*, PNT FW*, PNT MTL, PNT XSTN, PNT XSTN2) is greater than the square footage of the walls and ceilings (WC) in a room, then report.

There are two Wall Covering rules (Wall Covering and Wall Covering Removal). This rule, Wall Covering, does not check for removal of non-strippable wallpaper.
Wall Covering Removal

Goal: Make us aware of any case where the quantity for the additional charge to remove non-strippable wallpaper exceeds the quantity of wallpaper being removed.

Rule: If the quantity for the additional charge to remove non-strippable wallpaper WPR RMV -(Remove) exceeds the quantity of wallpaper being removed WPR AV* (except WPR AVRL*) - (Remove), WPR FOIL* - (Remove) or WPR GRASS* - (Remove) or WPR V* - (Remove) then report.

There are two Wall Covering rules (Wall Covering and Wall Covering Removal). This rule, Wall Covering Removal, does not check for wall covering quantities larger than the SF of wall and ceiling.
Zero Quantity
Goal: Make us aware of any case where the quantity or unit cost of any item is 0.

Rule: If the quantity or unit cost of any line item is zero, then report.

How Did We Do?